Insurance Products Virginia

Business Insurance

Workers' Compensation
Insurance policy providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue their employer for the tort of negligence.
Commercial Auto (Liability & Physical Damage)
Commercial auto insurance is liability and physical damage protection for vehicles, such as cars, trucks and vans that are used for business. Commercial vehicles require a separate policy because they’re typically exposed to more risk than personal vehicles.
Commercial Auto (Physical Damage Only)
Physical damage insurance protects businesses from financial losses resulting from damage to autos they own or hire.
Commercial Auto Hard to Place
Commercial auto policy for difficult or unique risk types that are usually categorized as hard to place due to lack of experience, poor claim frequency/severity, prior cancellation/nonrenewal or lack of market availability. List of Business Types: * Extra Heavy Trucks * Fleets * Land Recreational Vehicles * Long Haul Tracking * Non Hired/Hired/Drive Other Car * Non-Owned Hired Auto * Rental and Leasing Vehicle Companies * Tow Trucks * Waste Garbage Carrier
Motor Truck Cargo
An inland marine form covering property in the course of transit, either by common carrier or by the insured’s owned vehicles.  Protects carriers from legal liability as a result of loss, theft or destruction of cargo in transit including loading and unloading.
General Liability
A standard insurance policy issued to business organizations to protect them against liability claims for bodily injury (BI) and property damage (PD) arising out of premises, operations, products, and completed operations; and advertising and personal injury (PI) liability.