Employer Practices Liability Insurance

What is Employer Practices Liability insurance?

An Employer Practices Liability Policy, also known as EPLI, provides coverage to employers against claims and lawsuits made by employees over wrongful termination, discrimination, workplace harassment, retaliation, the failure to employ or promote employees, and other such allegations.

What does Employer Practices Liability insurance cover?

An Employer Practices Liability Policy includes coverage for defense costs and damages related to various kinds of employee lawsuits, including claims of sexual harassment, discrimination, wrongful termination, breach of employment contract, negligent evaluation, failure to employ or promote, wrongful discipline, deprivation of career opportunity, wrongful infliction of emotional distress, and mismanagement of employee benefit plans.

What businesses need Employer Practices Liability insurance?

Employers of all sizes and industries can face potential employee lawsuits, including allegations of wrongful termination, harassment, discrimination, retaliation, and more. To protect businesses from such claims, Employer Practices Liability Policy is a must. Some of the industries that can benefit from Employer Practices Liability insurance include:

• Consulting/Business Services
• Manufacturing/Industrial
• Consumer Services
• Contractors & Construction
• Restaurants/Entertainment
• Healthcare and Medical Services
• Hotels & Hospitality
• Auto Repair & Dealers
• Retailers

Contact an insurance agent for more information

To learn more about Employer Practices Liability insurance, consult with an insurance professional who can assess your specific risk and recommend the appropriate level of coverage for your business. They can also answer any questions and help you understand how this insurance can protect your organization against employee claims and lawsuits.