Responsabilidad profesional

Professional Liability

What is Professional Liability insurance?

Professional Liability insurance, also referred to as Errors and Omissions insurance, offers protection to professionals and businesses from financial damages that may result from errors or failed services. This insurance type can cover various potential risks, such as negligence, defamation, breach of contract, and more.

What is covered by Professional Liability insurance?

Professional Liability insurance typically covers claims and legal expenses related to alleged negligence, errors, or omissions in providing professional services, or financial loss due to the professional's actions or advice. It may also cover the costs of defending against lawsuits, settlements, and judgments that arise from these claims. However, the exact coverage offered can vary depending on the specific policy and type of business. It's best to speak with an insurance agent to determine the appropriate coverage for your business.

What businesses need Professional Liability insurance?

Professional Liability insurance can be beneficial for companies that offer professional services or advice. Some examples of businesses that should consider obtaining Professional Liability insurance include:

  • Accountants
  • Architects & Engineers
  • Attorneys/Lawyers
  • Billing, Collection, & Bookkeeping Services
  • Commercial Printers & Publishers
  • Computer & IT Consultants
  • Consultants
  • Decorators & Interior Designers
  • Event Planners
  • Funeral Services
  • Instructors & Tutors
  • Photographers
  • Real Estate Brokers
  • Travel & Tour Agencies + More

Contact an insurance agent for more information.

If your business provides services requiring a certain level of expertise or advising, consider obtaining Professional Liability insurance. It can help protect your business from financial losses resulting from a lawsuit or claim related to alleged professional negligence. An insurance agent can help assess your specific risk and recommend the appropriate level of coverage for your business. Contact us to help you find an insurance agent in your area.

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