Garage Liability

What is Garage Liability insurance?

Garage Liability insurance is a type of coverage that provides protection for businesses that deal with vehicles. This can include auto body shops, car dealerships, repair shops, automotive stores, car washes, and towing companies, among others. Its purpose is to help safeguard these businesses from potential risks associated with selling, repairing, using, storing, or servicing vehicles.

What does Garage Liability insurance cover?

Garage Liability insurance is a vital coverage for businesses that deal with vehicles. It can help cover the costs of property damage, bodily injury, and personal injury that may occur on your business premises. In addition, it can also protect you from legal fees in the event that you are sued due to an accident or incident on your property. With Garage Liability insurance, you can rest assured that your business is protected against potential risks and liabilities.

Garage Liability insurance not only covers property damage, bodily injury, and personal injury on your business premises but also offers an extension that provides protection to the garage owner for direct loss or physical damage to the customer's motor vehicle while it is in the care of the garage, including storage.

In addition to Garage Liability insurance, Dealer's Open Lot coverage can be added to policies for both franchise and non-franchise auto dealerships. This coverage provides comprehensive and collision protection for vehicles owned by the dealership. By adding Dealer's Open Lot coverage to your policy, you can ensure that your dealership's vehicles are protected against potential risks and liabilities.

What businesses can benefit from Garage Liability?

Garage Liability provides coverage for property damage and bodily injury resulting from operations of the following businesses:

  • Automobile Dealerships
  • Parking Lots
  • Parking Garage Operators
  • Tow-truck operators
  • Service stations
  • Repair shops
  • Other automotive-related businesses

Contact an insurance agent for more information

There are a few different ways to purchase Garage Liability insurance. If you're interested in protecting yourself and your assets, speaking with an agent about getting Garage Liability insurance is important. Contact us to help you find an insurance agent in your area.

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