Retail Business
Insurance Solutions

What is a Retail Business package policy?

Retail businesses, including gift shops, florists, clothing stores, e-commerce stores, and other retailers, have unique insurance needs based on their size, location, number of employees, and assets.

Retailers can consider a Businessowners' Policy or Commercial Package Policy that includes liability and property insurance in a range of coverages and limits, allowing a business additional flexibility in tailoring their coverage to its specific needs.

What coverages can be included in a Retail Business package policy?

Retail Business package policies can include a range of coverages and limits, such as liability and property insurance.

Some of the coverages that can be included in a Retail package policy include:

  • General Liability
  • Commercial Property Insurance
  • Business Interruption insurance
  • Workers' Compensation
  • Commercial Auto Insurance
  • Cyber Liability Insurance
  • Product Liability Insurance

What are some businesses that can apply for a Retail Business package policy?

  • Air Conditioning Equipment Stores
  • Appliance Stores
  • Army and Navy Stores
  • Art Galleries
  • Barber or Beauty Shop Supplies Distributors
  • Bicycle Shops
  • Bookbinding and Printing Supplies
  • Books and Magazine Stores
  • Camera and Photographic Equipment
  • Candy and Confectionary Stores
  • Ceramics
  • Clock Shop with Repair
  • Clothing - Uniforms
  • Clothing or Wearing Apparel
  • Computer Stores – Retail and Repair
  • Convenience Food Stores
  • Cosmetic, Hair or Skin Preparation
  • Dairy Products Stores
  • Department Stores
  • Drugstores
  • Dry Good Dealers
  • Education and School Supplies
  • Electrical Supplies and Lighting Stores
  • Electronic Stores
  • Fabric
  • Flag and Banner
  • Floor Covering
  • Florists
  • Fur- Garments and Pelts
  • Furniture- Upholstered, Wood or Metal, Patio or Outdoor
  • Gardening and Light Farming Supply
  • General Stores
  • Gift Shops
  • Glass and Dealers and Glaziers
  • Grocery
  • Gourmet Coffee and Coffee Supplies
  • Hardware and Tools
  • Health or Natural Food Stores
  • Hearing Aid
  • Hobby, Craft or Artists’ Supply
  • Home Furnishings Stores
  • Home Improvement Stores
  • Janitorial Supplies
  • Jewelry
  • Kitchen Accessories
  • Knives and Scissors
  • Leather Products or Hide Stores
  • Luggage Goods
  • Mail Order Houses
  • Marble Products
  • Media Duplication
  • Monuments
  • Music- Pre-Recorded and Instrument Stores
  • Newsstands
  • Office Machines or Appliances (no repair)
  • Optical Goods
  • Paint, Wall Paper or Wall Covering Stores
  • Painting, Picture or Frame Setters
  • Party Supplies
  • Pet Stores
  • Photography Equipment
  • Plumbing Supplies and Fixtures
  • Precision and Scientific Tools and Instruments
  • Refrigeration Equipment- Commercial
  • Religious Articles
  • Retails Stores, NOC
  • Sewing Machine Stores
  • Ship Chandler Stores
  • Shoe Stores
  • Signs
  • Sporting Goods or Athletic Equipment Stores (including apparel)
  • Stationary or Paper Products
  • Straw Products
  • Supermarkets
  • Toys
  • Trophy Stores
  • Tuxedo Rentals
  • Variety Stores
  • Video Stores- Rental and Sales
  • Videotape Editing Services
  • Wigs
  • Wood Products, NOC

Contact an insurance agent for more information

For more information about insurance solutions for your Retail business, talk to an insurance agent. They can help you determine how much coverage you need. Contact us to help you find an insurance agent in your area.

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