For Hire Transportation
Insurance Solutions

What is a For Hire Transportation insurance policy?

For Hire Transportation insurance policy provides coverage for businesses that transport passengers for a fee.

What coverages are included in a For Hire Transportation insurance policy?

A For Hire Transportation insurance policy, which is essentially a Business Auto policy for businesses transporting passengers for a fee, typically includes coverages such as liability coverage, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, and medical payments coverage.

• Liability coverage helps pay for damages and injuries you may cause to other people or their property while operating your vehicle, while collision coverage helps pay for damages to your own vehicle if you're in an accident.
• Comprehensive coverage helps pay for damages to your vehicle caused by things like theft, vandalism, and weather events, while uninsured/underinsured motorist coverage helps protect you if you're in an accident with someone who doesn't have enough insurance to cover the damages.
• Medical payments coverage helps pay for medical expenses you or your passengers may incur if you're in an accident.

Some policies may also offer additional coverages such as General Liability coverage, Crime coverage, and Hired and Non-owned Auto coverage.

The specific coverages included in a policy can vary depending on the insurance provider and the needs of the business.

What are businesses should purchase a For Hire Transportation policy?

Some common examples of For Hire Transportation businesses include:

• Taxi Cabs
• Black Sedans/Limousines
• Airport Bus/Shuttle
• Charter Bus
• Paratransit
• School Buses
• Rideshare
• Limo/Black Car Service
• Uber/Lyft

Contact an insurance agent for more information

For more detailed information on For Hire Transportation insurance and to determine the appropriate level of coverage for your business, it's always a good idea to consult with an insurance professional. If you need assistance locating an insurance agent in your area, please feel free to contact us and we would be happy to help you..