What is Aviation insurance?
Aviation insurance provides liability, hull and physical property coverage for risks associated with the ownership, maintenance, and use of private and commercial aircraft.
What are the different types of Aviation insurance?
Aviation Insurance is divided into the following types of insurance:
- In-flight Insurance - Coverage protects an insured aircraft against damage sustained while in flight - in motion.
- Ground Risk Hull Insurance Not in Motion - Coverage for the insured aircraft against damage when it is on the ground and not in motion. This includes vandalism, natural disaster, theft, animal damage and uninsured aircraft.
- Ground Risk Hull Insurance in Motion - Coverage is similar to ground risk hull insurance not in motion but provides coverage while the aircraft is on the ground and in motion, including during take-off and taxi.
- Public Liability Insurance - Covers aircraft owners for damage that their aircraft does to third party property, including houses, cars, crops, airport facilities and other aircraft struck in a collision
- Passenger Liability Insurance - Covers passengers riding in an aircraft that is in who are injured or killed as a result of an accident.
- Combined Single Limit (CSL) - Combines public liability and passenger liability coverage into a single coverage and sets a single overall limit per accident.
What types of risk does Aviation insurance cover?
Aviation insurance provides coverage or many types of aircraft including
- Standard aircraft
- Other Aircraft
Customized coverage is also available for Aviation Associations, Clubs, Flight Schools, and others who are considered a hard-to-place risk.
In addition, coverage is also available for hangar liability, events, and demonstrations such as Experimental Enthusiasts Events, Group or Club Member Fly-Ins, Public Air Shows, and kills Competitions.
Contact an insurance agent for more information
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