Excess Garagekeepers Legal Liability
What is Garagekeepers Legal Liability?
Garagekeepers Legal Liability coverage is tailored for businesses that deal with automotive services like auto repair shops, paint and body shops, among others. The policy protects your business from financial loss that may arise from damage to vehicles while they are in your custody.
What is Excess Garagekeepers Legal Liability?
Excess Garagekeepers Legal Liability coverage provides limits beyond the underlying Garagekeepers Legal Liability coverage. This coverage is designed to offer additional protection when the underlying coverage limits are exhausted.
What does Garagekeepers Legal Liability cover?
Garagekeepers Legal Liability provides coverage for losses to a customer’s auto or auto equipment left in your business’s care for service, repair, storage, or safekeeping, and includes the following coverage options:
- Collision coverage provides coverage for physical and mechanical damage to a customer's vehicle if it collides with another object or vehicle or is overturned.
- Comprehensive coverage provides coverage for all causes of loss not covered by collision coverage. This coverage protects the vehicle owner against losses caused by perils such as theft, fire, vandalism, natural disasters, falling objects, or damages caused by animals.
- Specified causes of loss coverage is a type of auto insurance policy that is a more limited form of comprehensive coverage. It provides coverage only for the specific causes of loss that are defined in the contract. The specified causes of loss typically include fire, lightning, explosion, theft, mischief, and vandalism.
What are examples of businesses that should obtain Garagekeepers Legal Liability?
Garagekeepers Legal Liability is most suitable for businesses that offer automotive services. Examples of such businesses include:
- Auto Repair Shops
- Auto Dealerships
- Paint and Body Shops
- Service Stations
- Towing Services
- Car Washes
- Valet Parking Services
Contact an insurance agent for more information
For more information on Garagekeepers Legal Liability insurance, consult with an insurance professional to determine the appropriate level of coverage for your business. Contact us and we can help you locate an insurance agent in your area.
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