REDUCE THE GAP WITH OUR COMMERCIAL LIABILITY UMBRELLA

Commercial Umbrella

Our Commercial Umbrella policy offers a flexible solution for businessowners who seek additional financial security. Designed to reduce gaps and provide high limits of capacity up to $5 million.

Commercial Umbrella coverage is designed to provide protection against catastrophic losses.

It is generally written over various primary liability policies, such as a commercial auto, commercial general liability, employer’s liability and several others.

Provides protection when accidents occur and your existing liability policies cannot cover all the expenses. Essentially, it picks up where your liability coverage stops.

Target Classes of Business:

  • Auto Service Operations
  • Hotel and Motels
  • Professional Offices
  • Restaurants
  • Retail Goods and Services

Coverages:

  • Bodily Injury and Property Damage Liability
  • Personal and Advertising Injury Liability

Limits:

  • Up to $4M with an underlying coverage of $1M
  • Our policy may be customized by selecting desired Liability limits in million dollar increments of 1M to $4M

Underlying Coverages:

Our umbrella can be attached to the following coverages:

  • General Liability- Premises and Operations, Personal and Advertising Injury and Products and Completed Operations
  • Commercial Auto Liability
  • Employer’s Liability
  • Liquor Liability
  • Professional Liability