Ascendant provides access to non-standard homeowners and dwelling insurance for high value properties ranging from $350,000 up to $30,000,000 (TIV) total insurable value.
Homeowners and Dwelling
Broader policy wording compared with standard homeowners and dwelling policies.
Product offerings include: HO3, HO4, HO5, HO6, DP1 and DP3 policies as well as Builder’s Risk HO3 form for primary, secondary and seasonal occupancies regardless of construction type. All protection classes including 9 & 10 are acceptable.
Coastal and non-coastal properties written with wind or ex-wind.
Optional additional coverage available:
- Ordinance & Law
- Replacement Cost on Personal Property
- All Risk Personal Property Increased Special Limits of Liability
- Extended Replacement Cost
- Business Personal Property Home Business
- Special Computer Coverage
- Mold Limitation
- Water Back-up
- Identity Fraud Personal Injury
- Loss Assessment
- Golf Carts
- Inflation Guard
- Refrigerated Property